Kakkodi Co-operative Service Bank Privacy Policy

Effective Date: 20/11/2023

Article 1: Definitions

• Applicable Mobile Application: This Privacy Policy pertains to the Mobile App provided by Kakkodi Co-operative Service Bank.
• Effective Date: The date on which this Privacy Policy comes into force.
• Parties: Refers to the Bank (Data Controller) and you, the user of the Mobile App.
• Data Controller: The entity responsible for the collection of information.
• Operator: Operator is the publisher, owner, and operator of the Mobile App, responsible for data collection alongside the Data Controller.
• You: Refers to the user of the Mobile App.
• Personal Data: Information capable of identifying you.

Article 2: General Information

Our Privacy Policy outlines the collection and use of Personal Data received about you during your interaction with our Mobile App. This policy does not extend to information obtained through sources other than the Mobile App or linked external websites or applications. By continuing to use our Mobile App, you acknowledge and consent to the terms of this Privacy Policy.

Article 3: Contact

The Party responsible for the processing of your personal data is the Bank. The Bank will also be responsible for running the Mobile App.

Article 4: Location

The location where the data processing activities take place is as follows:

Kakkodi Co-operative Service Bank,

Email: Contact@kakkodiscb.in

Article 5: Modifications and Revisions

We reserve the right to modify or revise this Privacy Policy. Notification and consent will be obtained for any changes impacting information collected post the modification date. It is your responsibility to check for updates periodically.

Article 6: Personal Data We Receive from You

Depending on your use of the Mobile App, different types of Personal Data will be collected, including:

• First-time users: Account Number, Date of Birth/Registration, Mobile Number.
• Registered Users: 4-digit Mpin, Mobile Number for OTP verification.

Your consent to the collection, storage, and use of this data is implied upon registration.

Article 7: How Personal Data Is Stored

We employ secure physical and digital systems to protect your Personal Data. While no system is entirely secure, we take measures to safeguard your information. Personal Data is stored throughout your relationship with us and is deleted upon account cancellation or at your request.

Article 8: Purposes of Processing of Personal Data

We use your Personal Data to enhance your user experience, communicate about your account, and provide customer service. Non-identifying information may be used for market research.

Article 9: Disclosure of Personal Data

We may disclose your Personal Data in specific cases, such as legal obligations, responding to requests, or ensuring the operation of the Mobile App. Your privacy remains a priority.

Article 10: Modifying, Deleting, and Accessing Your Information

For any modifications, deletions, or access requests to your information, please contact the corresponding bank/branch.

Article 11: Your Rights

You have rights regarding your Personal Data, including being informed, having access, and updating or correcting your information. Contact us for assistance.

Article 12: Contact Information

If you have questions or wish to raise a complaint about our Privacy Policy, please contact us at Contact@kakkodiscb.in.

Thank you for your trust in Kakkodi Co-operative Service Bank.